Credit Score Posts
Welcome to the Credit Score category of Fundyi, your go-to resource for all things related to understanding and improving your credit score. Your credit score is a crucial component of your financial health, influencing everything from loan approvals to interest rates. Here, we delve into the intricacies of credit scoring, breaking down the factors that affect your score, such as payment history, credit utilization, and the length of your credit history. We provide practical tips on how to boost your score, navigate credit reports, and manage debt effectively. Whether you're a credit novice or looking to refine your financial strategy, our articles aim to empower you with the knowledge you need to make informed decisions. Join us in exploring the importance of credit awareness and take charge of your financial future with confidence. At Fundyi, we believe that understanding your credit score is the first step toward achieving your financial goals.
14 January 2026
How to Dispute Errors on Your Credit Report
Mistakes happen. Whether it`s a wrong phone number or a billing error, we’ve all had to sort out something that wasn’t our fault. But when it comes to your credit report? Those errors can be...
13 January 2026
The Connection Between Credit Cards and Credit Scores
Credit cards and credit scores go hand in hand. Your credit score determines your financial credibility, while how you use your credit card significantly impacts that score. In simple terms, a...
2 January 2026
How Much Credit Card Debt Is Too Much for Your Credit Score?
Credit cards can be a double-edged sword. On one hand, they offer convenience and reward perks, but on the other, they can quickly spiral into unmanageable debt. But when does credit card debt...
28 December 2025
Tips to Improve Your Credit Score with Minimal Effort
Let’s be honest—when you hear the words “credit score,” your brain probably starts filing away excuses like, “I’ll deal with that later,” or “It can’t be that bad, right?” Well,...
23 December 2025
A Beginner’s Guide to Building a Credit History
So, you`re ready to step into the world of personal finance and finally dip your toes into the mysterious waters of credit. Maybe you want to buy a car, rent your first apartment, or just not get...
20 December 2025
How to Increase Your Credit Limit Without Hurting Your Score
Let’s get real for a second—credit limits matter more than most people think. Whether you`re trying to boost your credit score, prepare for a big purchase, or just want more financial breathing...
8 December 2025
How Medical Debt Can Impact Your Credit Score
Okay, so picture this: you’re just minding your own business, living life, maybe tripping on your shoelaces or suddenly realizing you’re not, in fact, a superhero after you tried to lift your...
3 December 2025
How to Use a Credit Card Responsibly to Build Credit
Using a credit card can either be a stepping stone or a stumbling block—it all depends on how you handle it. If you`re reading this, chances are you`re looking to build your credit, which is a...
2 December 2025
How Long Negative Information Stays on Your Credit Report
Have you ever checked your credit report and felt your stomach drop at an old collection or late payment that’s still haunting you? You`re not alone. Negative marks can feel like a financial...